Workers Comp Calculator 2026

Estimate your workers comp settlement. TTD, PPD, lost wages & 2026 state caps.

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About Workers Comp Calculator

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Key Features

50-State Rule & Cap Tracker

Automatically applies your state's specific maximum weekly benefit caps and alerts you to strict 1-year Statute of Limitation (SOL) deadlines so your claim isn't barred.

4-Benefit Settlement Breakdown

See exact visual calculations for Temporary Total Disability (TTD), Permanent Partial Disability (PPD), estimated future medical costs, and vocational rehabilitation payouts.

Claim Strength & Attorney ROI

Get an instant assessment of your claim's strength. Toggle attorney contingency fees (15-33%) to see your true "net-to-pocket" money under Conservative, Likely, and Maximum settlement scenarios.

What's New

Updated 2026 maximum weekly benefit rates and state caps for all 50 states + DC.
Added urgent 1-year Statute of Limitations (SOL) warning alerts for high-risk states (CA, TX, GA).
Enhanced Settlement Range UI with a new 3-column comparative breakdown.
Minor bug fixes and performance improvements for calculating hourly overtime wages.

Frequently Asked Questions

How much is my workers comp settlement worth?

The exact value depends on your wages, state laws, and injury severity. The Workers Comp Calculator app determines your settlement range by combining your Average Weekly Wage (AWW), your state's maximum weekly benefit cap, and your permanent disability rating.

How are workers comp benefits calculated?

Benefits are typically calculated by multiplying your weekly wage by your state's benefit rate (usually 66.67%). The Workers Comp Calculator app then factors in Temporary Total Disability (wage replacement), Permanent Partial Disability (impairment), and estimated medical costs to give you a total estimate.

What is the maximum weekly workers comp benefit in my state?

Every state has a different legal cap on how much they will pay you per week, regardless of how much you used to earn. The Workers Comp Calculator tracks all 50 states and will instantly alert you if your calculated rate exceeds your state's maximum limit.

Is there a deadline to file a workers comp claim?

Yes, this is called the Statute of Limitations. Many states allow 2 to 3 years, but some states like California, Texas, and Georgia have strict 1-year deadlines. The Workers Comp Calculator tracks these deadlines and issues urgent warnings if you are in a 1-year state.

What is the difference between TTD and PPD benefits?

TTD (Temporary Total Disability) is wage replacement paid while you are recovering and unable to work. PPD (Permanent Partial Disability) is a settlement paid for permanent loss of function after you have healed. Our app calculates both of these numbers separately for you.

Should I accept the insurance company's first settlement offer?

Never accept a first offer without running the math yourself. Insurance companies routinely offer low payouts. You can use the Workers Comp Calculator to see Conservative, Most Likely, and Maximum financial models so you can compare the adjuster's offer against your claim's true mathematical value.

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