Take-Home Pay Tool

Paycheck Calculator 2026

Estimate what reaches your bank account after federal, state, and payroll taxes.

Your Pay Details

Annual Salary ($)

Pay Frequency

Filing Status

State

Optional Deductions

Traditional 401(k)

Pre-tax contribution

Health Deduction

Per paycheck

Estimated Take-Home Pay

per biweekly paycheck

Gross Pay

Effective Tax

Paycheck Breakdown 0% effective tax

Federal Income Tax$0

State Income Tax$0

Social Security + Medicare$0

Deductions$0

Annual Projection

Annual gross pay$0

Annual taxes$0

Estimated annual take-home$0

Planning estimate: Actual pay depends on your W-4, credits, benefits, local taxes, wage caps, and employer payroll rules.

Available on Google Play

Want the complete paycheck picture?

The Paycheck Calculator 2026 app adds bonus and overtime estimates, local taxes, job comparisons, saved calculations, PDF export, sharing, and detailed deductions.

DownloadDownload on Google Play

How the Paycheck Calculator 2026 Calculator Works

Paycheck Calculator 2026 converts an annual salary or hourly rate into a gross paycheck using the selected pay frequency. It then estimates federal income tax using progressive brackets, applies an estimated state rate, and subtracts Social Security and Medicare.

Traditional 401(k) contributions reduce the income used for the federal estimate. Health deductions are shown as a basic per-paycheck deduction. The result is an educational estimate, not a payroll statement or tax advice.

What the Full Paycheck Calculator 2026 App Adds

The free web calculator is designed for a quick first estimate. The full mobile app goes further with bonus and supplemental-pay calculations, overtime and raise simulations, local and city taxes, job comparisons, saved profiles, PDF export, email, and sharing.

Assumptions and Limitations

Tax withholding varies by tax year, W-4 selections, credits, benefits, local taxes, wage bases, and employer payroll systems. Use these results for planning and comparison only. Consult a qualified tax professional for advice about your specific situation.

Frequently Asked Questions

What does this paycheck calculator estimate?

It estimates gross pay, federal income tax, state income tax, Social Security, Medicare, basic 401(k) deductions, and take-home pay for each pay period. Results are educational estimates, not an official payroll calculation.

Which pay frequencies can I use?

The calculator supports weekly, biweekly, semimonthly, and monthly pay schedules. It converts annual salary or hourly wages into the selected paycheck frequency.

Are these tax results exact?

No. The web calculator uses simplified federal brackets, estimated state rates, the standard deduction, and current payroll-tax assumptions. Actual withholding depends on your W-4, benefits, local taxes, credits, year-to-date wages, and employer payroll rules.

What extra features are in the Paycheck Calculator 2026 app?

The full app adds detailed deductions, local and city taxes, bonus and supplemental-pay estimates, raise simulations, job comparisons, saved calculations, PDF export, email, sharing, and premium features.